Eight Reasons Why Travelers Need Travel Insurance

In this day in age, almost everything is at our fingertips – information, music, even the ability to purchase goods and services are only a click away. But unfortunately there is no app or technology that can accurately predict the future. It is for this simple reason that as an experienced travel agent, I highly recommend to purchase travel insurance.

When most people think about travel insurance, I don’t think they realize how much of travel is filled with uncertainty. Weather is just the tip of the iceberg when it comes to unforseen circumstances that prohibits you from traveling. Events such as airline strikes, mechanical delays, and cancellations of services can happen in a blink and travelers are not aware how often this happens.

Check out these eight reasons why travel insurance is a must!


Selling bucket list vacations and once-in-a-lifetime memories in its own is a perk. Seeing the faces of my clients who are excited that they have booked their dream vacation, pure elation. But then, imagine their faces when something unexpected happens and they have to cancel such as a work emergency, your child getting ill, or even a sickness to your travel companion. Having travel insurance will allow you to travel worry-free and give you the time to relax and concentrate on your trip. Depending on their coverage, travelers can be reimbursed for a vacation they may not be able to take.


Traveling to far off destinations can be amazing, but we all need our stuff to feel comfortable. What happens if your bags or delayed in arriving to your destination? How about if they got lost or stolen? My clients know that they deserve better and thats why travel insurance is handy when situation arise. Being able to be reimbursed for a fresh set of clothes, toiletries and personal items while abroad is one less thing to worry about. This assurance will make any traveler to be optimistic and know things will get


Credit cards have been adding additional amenities to their services to give value to their services by offering complimentary travel insurance with the use of their credit card for purchase. Many people feel safe knowing that they have some coverage, but many people do not know  they amount of coverage they really have. Credit card companies were not built to protect vacations and their complimentary travel insurance are not as extensive as you would think. Credit card companies are in the business to collect payments not to reimburse them. Keep this in mind when comparing the coverage plans from a travel insurance company plan and a free plan from the credit card companies.


Getting sick is the worse! But having to be sick while being on vacation is even worse. Who wants to travel with a headache and then end up crashing in the hotel room for a couple days. Using medical care facilities abroad can be quite costly and can increase expenses not budgeted for the trip. Travel insurance will reimburse you for covered reasons – so you can get back to enjoying your trip.


The economy is so unpredictable and travelers need assurance that their vacations will not be affected due to bankruptcy of the tour operators, cruise lines or even governments who have seen a rise in monetary defaults. History proves that no company or business is assured their future; even large companies internationally. Having protection for pre-paid expenses for your trip allows travelers to be at ease when making their claims for reimbursement.


Have you ever felt like the airlines were after all of your nickels and dimes – well! In cases of travel delays and unexpected costs, travel insurance helps travelers to get a reimbursement for extra costs the will incur – including rebooking fees, change fees, meals and overnight accommodations.


It’s our goal to ensure you have the best vacation possible. Added features such as personal Concierge services which are included with travel insurance plans helps you find whatever you need. Forgot your medication, call their 800 line and they can direct you to the closest pharmacy. Need last-minute tickets to the Opera? They can do that too!
No matter the destination, they are always around to protect you.


Refunds in forms of credit vouchers with numerous stipulations is not the same thing. Travelers want their refunds quickly and they want to use it however they want. Travel insurance can get your money back fast. It’s the best way to protect your investment and assure yourself that even if things go awry, you can take your money and plan another vacation in the future.

No matter how confident  you are, unexpected events can happen before and during your trip. No one wants to pay for insurance, until they need it. Make sure to cover yourself and your money and purchase your insurance within 2 weeks of your deposit date to include additional pre-existing conditions.

If you need help choosing the correct plan, feel free to contact one of our travel agents at (301) 248-8898 or for more information, visit our webpage at www.travelwiseonline.com.

Published by

Alvin Adriano

Since I was young, I always had the need to travel and share my experiences with others. Specializing in exotic and international destination, I hope to be able to connect others to the world.

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